AI Voice Agents for Insurance Companies
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Automate Renewals, Claims, and Policy Enquiries Without Losing the Human Touch

Insurance contact centres handle millions of repetitive calls โ€” policy renewals, claims status updates, coverage enquiries, and payment processing โ€” that consume agent time and drive up operational costs. Voxty.ai automates these interactions at scale, reducing cost-per-call by 70% while maintaining the empathetic, human-quality conversations that build policyholder trust.

70%reduction in cost-per-call for insurance contact centres

The Renewal and Claims Call Crisis in Insurance

The challenges that are costing insurance businesses revenue every single day.

1

Insurance contact centres handle 60โ€“70% routine calls that don't require human expertise

2

Renewal campaigns require massive seasonal staffing that's expensive and inconsistent

3

Claims status calls โ€” the most common inbound enquiry โ€” consume 30% of agent time

4

Policyholders who can't reach you at renewal time switch to competitors

5

Manual outbound renewal campaigns have low contact rates and inconsistent messaging

The Solution

Scale Your Contact Centre Without Scaling Your Headcount

Voxty.ai handles your highest-volume, lowest-complexity calls with perfect consistency โ€” freeing your human agents to focus on complex claims, high-value renewals, and situations that genuinely require empathy and expertise.

Policy Renewal Campaigns

28% improvement in renewal rate

Automated outbound renewal calls 30, 14, and 7 days before expiry. The agent presents the renewal quote, answers coverage questions, processes payment, and sends confirmation โ€” all without human intervention. Escalates price objections to retention specialists.

Claims Status Updates

55% reduction in claims calls

Policyholders calling for claims updates are authenticated, given accurate status information from your claims system, and guided through next steps. Reduces inbound call volume to claims handlers by 55%.

Coverage Enquiry Handling

2.8x conversion improvement

Prospects and policyholders asking about coverage options are guided through a structured needs assessment, given accurate product information, and transferred to a sales agent with a full brief โ€” dramatically improving conversion rates.

Payment Processing & Reminders

45% reduction in policy lapses

Automated outbound calls for missed payments โ€” personalised by policy type, payment history, and customer value. The agent processes payments over the phone via secure IVR, reducing lapse rates significantly.

Results

Measurable Impact from Day One

70%
Reduction in Cost-Per-Call
vs. human agent handling
28%
Improvement in Renewal Rate
through automated campaigns
55%
Reduction in Claims Enquiry Calls
to human agents
45%
Reduction in Policy Lapses
through payment automation
Capabilities

Built for Insurance

Policy Management System Integration

Native integrations with Guidewire, Duck Creek, Applied Epic, and major PMS platforms. Real-time access to policy data, claims status, and payment history.

Secure Payment Processing

PCI-DSS compliant payment collection over the phone. The agent pauses recording during card entry and processes payments via your existing payment gateway.

Regulatory Compliance

All call flows meet FCA, PRA, and GDPR requirements. Mandatory disclosures are delivered consistently on every call, with full audit trails for regulatory reporting.

Sentiment-Based Escalation

Distressed callers โ€” particularly in claims situations โ€” are identified through real-time sentiment analysis and immediately escalated to specialist human agents with full context.

Multi-Product Knowledge Base

The agent is trained on your full product portfolio โ€” home, motor, life, commercial โ€” and can answer detailed coverage questions accurately without transferring to a human.

Campaign Analytics

Track renewal conversion rates, claims deflection, payment collection, and agent escalation patterns. A/B test messaging and timing to continuously improve campaign performance.

"Our renewal season used to require hiring 40 temporary agents every year. Last year we ran the entire renewal campaign with Voxty.ai and a team of 8 retention specialists handling escalations. Renewal rates improved by 28% and our cost-per-policy renewed dropped by 65%."
T
Tom Hargreaves
Contact Centre Director ยท Apex Insurance Group
FAQ

Common Questions

Can the agent process payments over the phone?

Yes. We support PCI-DSS compliant payment collection via secure IVR. Call recording is automatically paused during card entry and resumed after โ€” meeting all regulatory requirements.

How does the agent handle complex claims enquiries?

The agent handles status updates and routine enquiries autonomously. For complex situations โ€” disputed claims, legal involvement, significant distress โ€” it escalates immediately to a specialist with a full context brief.

Can we customise the renewal script for different product lines?

Absolutely. Each product line (home, motor, life, commercial) can have its own tailored script, pricing logic, and escalation rules. We configure each flow to match your exact sales and retention processes.

How quickly can we deploy for renewal season?

A standard insurance deployment takes 7โ€“10 business days. For urgent seasonal deployments, we offer an expedited 3-day setup on the Scale and Custom plans.

Get Started

Ready to Transform Your Renewal and Claims Operations?

Join insurance companies using Voxty.ai to reduce cost-per-call by 70% and improve renewal rates by 28%.

7-day free trial ยท No credit card required ยท Setup in 5 business days